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Valuation

How to check a below-market-value claim

Content owner: MyInvestin product guides
Revised . Specialist editorial review pending.

Start with comparable sales and the assumptions behind the estimate.

Find the comparison

Ask which properties support the estimate, when they sold and how closely they match the property's size, condition and location. A difference from an asking price is not proof of a discount to market value.

Check the source

HM Land Registry's price-paid search provides recorded sales in England and Wales. Check the date and property details; an older transaction needs context rather than being treated as today's valuation.

Keep unknowns visible

Record repair costs, tenure questions and missing comparable evidence separately. In MyInvestin, inspect the valuation's inputs and date before using its figures. A platform estimate is a starting point for further investigation.

Sources and further reading

These guides explain questions and calculations; they do not assess an individual property's suitability or replace professional advice.